Independent or restricted? Who cares!
The most amusing point about the "infernally-insular" debate on whether IFA or restricted is best, according to Openwork head of strategy Campbell Macpherson, is that the people who ultimately pay advisers' wages couldn't care less.
Surveys that purport to proclaim that customers prefer "independent" advisers are misleading, and often deliberately so. Asking a consumer whether they would prefer to deal with an "independent" adviser...
More on RDR
CII to scrap adviser 'gap-fill' option in SPS applications
From August next year
Contingent charging is 'hangover' from commission - Paul Lewis
RDR brought sweeping changes to adviser charging
Commission hangover still hampers financial advice - research
A quarter (26%) unwilling to pay fees
Retail investment fees in UK remain above 2.5% a year - study
Research by Grant Thornton
Three fundamental principles of financial planning
The right culture is essential...
More news
UK borrows £34bn in December as public sector debt set to increase through 2021
Third highest monthly figure since 1993
Advisers to be levied £240m again as FSCS announces £1bn overall levy
'Cannot normalise this level of loss'
Daniel Baade: The rise of debt financing in IFA M&A
There is no shortage of IFA firms looking to sell up, writes Daniel Baade. However, the big question is how to finance the acquisition of IFA or wealth management firms...
Quilter supports 285 young carers in the UK by raising £10,600
Supported over Christmas
Treasury Taskforce to address FSCS levy concerns and work with FCA
Plus online scams
