Adviser veterans on the advice they would give to the next generation

Over the past decades there has been a vast amount of change in the advice industry, especially with the increased adoption of technology and ever-changing regulation. Chapters Financial director Keith Churchouse, who has been in the advice industry for over 30 years, says these regulatory changes have been "significant". "The only real constant is that change is ahead," he says. Advice expert Anna Sofat, who has also been in the industry for over 30 years, says all advisers struggle to some extent with the Financial Conduct Authority. Implementing regulation has always been "a ...