Martin Jones: Four ways to simplify ISA saving

ISAs are too complicated. This has been an emerging theme over the last six months, with several independent bodies commenting on the growing level of complexity in the ISA landscape.  This has come in the form of new rules (flexible ISA, additional permitted subscriptions) and new ISA types (Innovative Finance ISA, Help to Buy ISA, Lifetime ISA).    New rules and ISA types mean more options for investors.  As we've seen with pensions, however, an increasing ‘complexification' could lead to fewer people saving and investing tax-free for their future. This is not in the interest of ...