Taking a holistic approach to retirement

The degree of specialisation available for retirement planning probably varies considerably. This could depend on how much of the advice relates to a client's pension arrangements or if estate planning is at the core of advice.  In truth, most clients seeking advice will have a range of investments and assets, including their home. This will necessitate a holistic approach requiring a good knowledge of estate planning.  Meeting all of a client's objectives can be an impossible task after assessing risk and capacity for loss. Needless to say, managing a client's expectations from the o...