Bitesize bonds: The benefits of 'true segmentation'

Every client is unique, with their own set of circumstances, but it is essential that a balanced view to wrapper choice is employed, taking into account all factors relevant for a particular situation. Although onshore bonds have suffered somewhat of a decline in sales since the changes to the capital gains tax regime in 2008, they should still be a main consideration for some clients. One area of focus for advisers currently is developing deeper relationships with professional connections and it is already well established that life assurance bonds have a part to play in the area of ...