What SMEs need to know about pension investing

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Figures show lending to small businesses have dropped over recent times. Are we seeing a rise in SIPP and SSAS investments via SMEs? Fiona Murphy investigates the benefits and potential pitfalls

While lending to small businesses may have hit a ‘two-year high’, between May and June of this year, lending to both small and large businesses from banks has been on a downward spiral over the past four years. There have been fears that some business owners are looking to alternative means such as SIPPs and SSAS to raise capital. In terms of using a pension fund to grow a business, what are the key points advisers and business owners should consider? The first issue is that it should never be a transaction of last resort. Dentons Pension Management director of technical services Mart...

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