Using business relief to tackle IHT

TAX PLANNING

clock •

Jonathan Gain, chief executive of Stellar Asset Management, explains how to trade your way to zero inheritance tax with a business relief strategy.

If asked about inheritance tax (IHT) planning, the most common solutions are probably wills, trusts, gifting and use of the transferable nil rate band. If further consideration is required, putting capital into enterprise investment scheme (EIS) funds or directly into AIM shares might be cited. However, there is another way; one that could be more suitable for a number of clients than some of these options, particularly higher-risk EISs. Like an EIS, this approach creates value for the UK economy and can generate attractive returns, but with only a fraction of the risk. The solution i...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Estate planning

The estate planning conversation too many families never have

The estate planning conversation too many families never have

The Terminally Ill Adults (End of Life) Bill ended in defeat

Alexa Payet
clock 12 October 2026 • 4 min read
Why trusts remain relevant in financial planning

Why trusts remain relevant in financial planning

Making trusts easier to understand

Simon Dodd
clock 05 October 2026 • 4 min read
'Changeable environment': Don't delay, start estate planning today

'Changeable environment': Don't delay, start estate planning today

'Further changes could be announced to pay for any shifts in policy'

Julia Peake
clock 14 August 2026 • 4 min read