Five things clients will call you about this week

Child benefit The child benefit cap became law today. Any household where a parent or their partner has an income of more than £50,000 will see a reduction in their benefit, with bonuses, rental and investment income and profits on selling some investments all included in the total, the Mail reports. Banking Switching banks is at the top of the FT's list of New Year's resolutions. With Lloyds and RBS both selling off branches, consumers should take advantage of advantage of offers from First Direct and Nationwide. Safe havens The Sunday Times cautions against gilt investing in 2...