How can we increase engagement in retirement planning?

Trying to convince an employee earning less than £40,000 a year that they can add ‘retirement planning' to their long list of outgoings is not an easy feat. Workers continue to struggle to make provisions for their retirement because, in simple terms, they do not think they can afford to. Obstacles including debt and giving financial support to family members are constricting incomes already squeezed by the rising cost of living. Alan Higham, director and founder of Retirement Angels, says: "For someone earning less than 40k per annum, living in rented accommodation then saving for...