Annuities: Will there ever be a good time to buy?

ANNUITIES

clock

With annuity rates at record lows and longevity increasing, Andrew Tully, pensions technical director at MGM Advantage, asks what the possible solutions are for your clients.

We often wish for a crystal ball in life. Knowing what was around the corner could make some of our big decisions easier, including when to buy an annuity. With annuity rates at a depressing low, many people are toying with buying an annuity now or putting it off for a few months until rates (hopefully) recover. But with a range of legislative, regulation and market changes on the horizon, picking the right time may prove problematic. Macro factors Market factors affecting the cost of gilts continue to cause havoc. With the latest round of uncertainty in the eurozone created by the G...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Cash ISA allowance cut risks hardening saver/investor divide, advisers warn

Cash ISA allowance cut risks hardening saver/investor divide, advisers warn

Govt policy shift reignites debate around role of cash ISAs

Sahar Nazir
clock 28 January 2026 • 5 min read
Depledge Strategic Wealth Management backs CISI financial planning push

Depledge Strategic Wealth Management backs CISI financial planning push

‘Financial planning is for every week’

Jenna Brown
clock 28 January 2026 • 2 min read
What a classic '80s movie tells us about today's language of financial advice

What a classic '80s movie tells us about today's language of financial advice

'Forty years is a long time in film. Even more so in financial services'

Roger Brosch
clock 27 January 2026 • 4 min read