The outsider asset class?



Elizabeth Savage, assistant fund manager of the Rathbone Strategic Growth and Rathbone Total Return portfolios, reveals when and how to use structured products.

In our experience, investors often view structured products in isolation to the rest of their investment thesis. We believe it is important to establish one’s central scenario first – risk and return objectives, and outlook – and then buy the product that fits. It is a case of getting the shoe to fit the foot, and not the other way round. It is easy to see why structured products are often seen as ‘outsiders’ – aggressive marketing from the investment banks often packages these vehicles as attractive, one-stop solutions: potentially substantial upside participation and downside protectio...

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