Scheme Pension: When is it right?

clock

Martin Tilley looks at the issues advisers need to bear in mind when recommending scheme pension.

Many end of year round ups have focused on the problems experienced by IFAs and clients facing formal drawdown reviews and the change in method of pension receipt to capped drawdown. Several factors such as the underperforming investment markets and reducing gilts yields could have been featured in possible future scenarios when income drawdown was first proposed. However, the Government review of the Actuary's drawdown tables as well as the draconian removal of the 20% uplift over standard tables may not have been and the latter has the most significant influence on maximum income reduc...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on uncategorised

Editor's message: When new beginnings come together

Editor's message: When new beginnings come together

Professional Adviser will be back on Tuesday

Jen Frost
clock 02 April 2026 • 1 min read
Women in Financial Advice Awards 2026: Nominations open!

Women in Financial Advice Awards 2026: Nominations open!

Awards to be held at Hilton Bankside in London

Professional Adviser
clock 24 March 2026 • 1 min read
PA Awards 2026: Photos from the night

PA Awards 2026: Photos from the night

Celebrating the advice profession's best

Professional Adviser
clock 20 March 2026 • 1 min read