When a will isn't always the way

We have all done it. Perhaps because it reminds us of our own mortality or maybe because it is just human nature to put things off until the last minute, we delay making a will. If we leave it until it is too late and we die without leaving a valid will (referred to as dying intestate), the rules of intestacy will decide who benefits from our estate and in what proportions. Just as bad, perhaps, is the will that was made 30 years ago which is now horribly out of date. It is quite likely the out-of-date will or the rules of intestacy applying at the date of death will not reflect the dece...