Is this SIPP provider guilty of advice-creep?

The company’s ‘maybe’ list (see below) has sparked controversy among advisers and other stakeholders over responsibility for investment choice. While other providers are explicit about the investments they will and will not accept, Curtis Banks has gone a step further by asking advisers to justify why they believe their client is suitable for one of the investments on the 'maybe' list. "This means Curtis is involved in the decision to invest,” said Greg Kingston, head of marketing and technical at Suffolk Life. Kingston and others argue Curtis’s focus is on the individual client’s ...