How platforms can help advisers pre and post RDR

The FSA’s final policy paper on platforms, which was supposed to have been released this month, has been delayed to Q3. With the implementation date of end-2012 moving ever closer, the FSA should not be criticised for taking its time to work out effective and sustainable rules on complex and potentially delicate areas such as platform cash rebates and legacy assets. But I am not alone in hoping the FSA gives the industry enough time to adjust to the new. All this said, we already have enough information on most key areas to have a pretty good idea of what the overall effects of the retai...