Worth the price? - underwriting smoking cessation

clock •

Governments across Europe are getting on board to help people stop smoking. Ross Campbell discusses nicotine replacement therapy's underwriting implications

Smoke-free legislation was fully implemented in the UK in July 2007. By next year, all 27 EU member states should have banned smoking in enclosed areas. Spain was the latest to comply and introduced one of the strictest smoking bans in Europe in January, taking earlier legislation enacted in 2006 much further. Spanish smokers follow those in Poland and Greece as the latest to face a series of restrictions on tobacco smoking in enclosed public places backed by legislation. The aim is to protect workers and the public from second-hand smoke, a known health risk. Studies appear to pro...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Why the protection gap is a problem of reach

Why the protection gap is a problem of reach

'Most people I meet have never had protection properly explained to them'

Cherian Skariah
clock 16 October 2026 • 4 min read
Why IHT on pensions is a protection advice opportunity

Why IHT on pensions is a protection advice opportunity

Pension accumulation can no longer be considered separately from protection and estate planning

Naomi Greatorex
clock 23 September 2026 • 3 min read
FCA's Reynolds: 'We want to see a real improvement in financial inclusion because it matters'

FCA's Reynolds: 'We want to see a real improvement in financial inclusion because it matters'

In conversation with Graeme Reynolds, director of competition, FCA

Cameron Roberts
clock 22 September 2026 • 7 min read