Under wraps: Your tips for financial X-mas pressies

It is unlikely an investment or savings plan will feature on any child's Christmas list this year. Such gifts are not going to light up their faces as they sit under the tree, but in years to come an investment into their future will be greatly appreciated. The increasing burden of university and housing costs mean the young children of today will benefit more than ever by a financial kick-start from friends and family. There are many options around for relatives to start saving in order to make goals such as a degree or a first home deposit more realistic. The majority of plans are f...