Should you be considering model portfolios?

As firms start to prepare for RDR, the requirement for a consistent and robust investment process for clients sits squarely at the heart of the strategic financial planning and wealth management process for many financial planners. The FSA’s recent thematic review of platform adoption has highlighted the way in which some model portfolios have historically been deployed across client segments without adequate regard for individual client circumstances. While this is clearly a concern, the model-based approach to portfolio construction remains a popular way to deliver risk-graded investme...