The whole story

It is easy to assume that the term ‘retirement planning portfolio’ relates solely to pension investments. This may have been the case back in the days when a job was for life and that job provided a decent, well-funded final salary pension scheme. Nowadays many people consider their pension fund to be just one facet of their overall retirement strategy with myriad other assets making up the remainder. It is therefore vital to consider the complete picture when setting retirement strategies for clients. The primary purpose of the investment manager should be to ensure that a client’s capi...