Improving incentives

British people are not saving enough. Household savings are inadequate whether measured against historic levels or against the level required to support increased life expectancy in retirement. This matters because, based on current demographics and ongoing pressures on the public finances, it appears unlikely that the government will for the foreseeable future be in a position to fill the gap. It is not overstating things to say that the UK faces a savings crisis. Against this backdrop, we at Fidelity International have thrown down the gauntlet to whoever forms the next Government to ta...