Risk Clinic - Case Study

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James, a building engineer, his wife and four-year-old daughter are to relocate to Dubai for six months followed by Hong Kong for six months. All are healthy. What approach should they take to health insurance? Would one PMI policy cover the year?

  Mike Izzard, Premier Choice Group It would be best advice for James to protect himself and his family with an ex-patriot PMI insurance plan from one of the many UK companies specialising in this area of activity. Assuming he wants full protection for his family, he should consider all aspects within this policy that he automatically takes for granted within the NHS in this country. For example, accident and emergency cover, dental cover, and even drugs and dressings from the pharmacy. If he were to go to Dubai followed by Hong Kong, depending which insurance was chosen, one policy...

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