Applicability of RDR proposals to pure protection advice

For the full document pdf see the FSA website. CP09/31 Retail Distribution Review: Pure protection (December 2009) For these purposes, pure protection products are term assurance, critical illness cover (CIC) and income protection (IP). Payment protection insurance (PPI) has so far been excluded from our analysis. Introduction 4.1 We noted in CP09/18 that we were going to consider whether there were any benefits to adopting RDR approaches to other closely related markets. Since most retail investment intermediaries also transact pure protection45 business, and firms can elect wh...