Daring to take the plunge

clock •

Mike Morrison discusses the role of risk in the development of a retirement planning portfolio

The word ‘risk' comes from the early Italian word ‘risicare' meaning ‘to dare'. This seems to suggest that risk is perhaps a matter of choice rather than one purely of fate and, in this way, perhaps it is possible to control or manage. In a retirement planning portfolio there are a number of risks that need to be addressed, some it would appear we can control and others that we perhaps cannot. Investment risk This is perhaps the easiest one to attempt to address, at least in theory anyway. There are a number of questionnaires and computer programmes that, through a number of questi...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Ocean degradation threatens retirement outcomes adequacy

Ocean degradation threatens retirement outcomes adequacy

Ocean-related shocks can ‘cascade’ through society and the economy

Martin Richmond
clock 11 November 2026 • 4 min read
Budget 26: What is the pensions industry expecting?

Budget 26: What is the pensions industry expecting?

Industry sets out predictions as speculation grows ahead of Wednesday

Holly Roach
clock 27 October 2026 • 7 min read
Pension reform should be part of UK's wider economic strategy - Pensions UK

Pension reform should be part of UK's wider economic strategy - Pensions UK

Organisation urges action to be taken now

Holly Roach
clock 13 October 2026 • 2 min read