Providing for the future

How has the current financial crisis affected people's inheritance tax planning strategies? Dyall: Fundamentally, no matter what markets prevail, clients have the same core desire when it comes to estate planning - to optimise the way they leave their wealth to the people who matter to them, and they need to do this without hampering their access to the money that they may need for the future. The key solutions available do not change either, so we are still using the same systematic approach - make best use of any allowances, reliefs or exemptions; reduce the estate by gifting or spend...