Ian Owen takes us through the key issues advisers need to consider when choosing the right annuity for their client
Choosing the right annuity is an important decision and can have a real impact on a client's quality of life in retirement. We believe there are three key considerations an adviser must bear in mind when guiding their clients on the right product to buy. For the purposes of this article I have chosen to focus on the issues surrounding conventional, investment-linked and temporary annuities. - What is the client's attitude toward investment risk? The size of the pension fund relative to the desired pension income significantly determines the retiree's flexibility of product choice. This ...
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