Protecting your future

In the next 12 months alone there are approximately 350,000 people planning to retire. The risk of volatile markets, plunging house prices and rising inflation is a real concern for them and others looking to retire in the next five to ten years but where can they turn? Should they stay invested in equities and hope the recession doesn't bite too deeply? Should they play safe and head for the cover of cash and fixed interest? Or is there another way to protect their future retirement income? The past couple of months have seen the start of some form of consolidation in the SIPP market tha...