A worthwhile option?

Just over a year since the A-Day changes allowed its introduction, value protection is still only being offered by three annuity providers. All three providers are specialists in providing enhanced and impaired annuities. Does this mean that value protection is only suitable for customers whose ill health or lifestyle factors mean that they have a less-than-average life expectancy, or could it appeal to a wider range of retirees? Who is likely to benefit from choosing value protection? Value protection provides a money-back guarantee if the annuitant dies before the age of 75. If this...