Rogan Redfarn discusses the merits of using life settlement products in a retirement planning strategy
As retirement approaches, pension planning requires investment into low volatile asset classes able to generate returns to meet the critical yield, i.e. the return that a typical annuity would provide while taking additional expenses into account. Using a well managed and diversified life settlement product can deliver steady and non-correlated returns of around 8-11% p.a. Such an asset class is appropriate as part of a diversified portfolio based on wealth creation for both pre- and post- retirement planning purposes. What is a life settlement? Life settlement has been used in the US...
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