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Professional Adviser
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News that a child is on the way brings worries and costs to mind. Insurers, however, wish they figured more prominently in a new family's financial planning, writes Lucy Quinton

There are stressful times at certain junctures of everybody's life and wise old folk say buying a house, marriage and latterly divorce are the sure signs of stress. However, the birth of a couple's child is an irrevocably stressful occasion, so what are providers up to in order to ensure that the baby does not get thrown out with the bath water? Similar to a Credit Lyonnais advert in France two years ago that showed a couple in the throws of passion pausing to ponder whether they had protection and the woman replying that she had gone to the bank that morning, Ian Brown, head of protection...

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