A soldier's life

Cover story: Armed forces

Professional Adviser
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With British soldiers involved in two major conflicts, the low levels of compensation awarded to those killed and injured has been brought into stark focus. Sam Barrett looks at the role insurers can play

Life assurance and protection are probably the last things soldiers would think about when stationed in the centre of a war zone. But with recent media coverage highlighting the paltry payouts injured soldiers receive, it is something members of the armed forces should consider. The protection package available through the Ministry of Defence (MoD) is not the most generous. On top of a compensation scheme that only pays out for injuries and death resulting from service, there is a death-in-service benefit that pays out four times their salary. A prime example of the payout a soldier can...

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