Regulation

Wants to be more accountable to public

Discovered a string of failings

FCA and DWP consult on capping early exit charges

Decisive judgement currently being appealed

Follows collapse of retailer BHS

To give trust-based pension savers full access to pension freedoms

State pension changes will negatively affect women

Will ban fees on new contracts

Many opt for unregulated investments without advice

Complicated transition rules may have led to breaches