Retirement

Advisers should be aware income drawdown may not be the most sustainable way of providing income for their clients, and should consider a scheme pension instead.

'Overbearing' regulation has hurt pension schemes more than changes to the tax system claims Aon Consulting.

If the government decides to abolish or alter alternatively secured pensions in the pre-Budget Report, pensioners will be left with no choice but annuities past the age of 75, but are these still a viable proposition?

Pension campaigners have won the right to a judicial review of the government's decision to reject the Parliamentary Ombudsman's report into occupational pension schemes.

IFAonline is hosting special edition of IFAonlineTV next month which will see financial intermediaries discuss proposals for personal accounts with minister for pensions reform James Purnell.

Pensions ‘churning' in an industry-led personal accounts system, but which is not driven by intermediaries, could play an important part in driving down costs.

Over 7.5m people - or one in every eight of the UK population - are relying on their house to fund the major part of their retirement income even though more than 1.5 million won't clear their mortgage until they are 65.

This week I attended a course on the ‘tone of voice' we should use when communicating with customers. The grumpy old man in me tends to feel that today's younger generation would benefit more from learning grammar and punctuation, but tone of voice refreshers...

HM Revenue and Customs is changing the way retirement annuity contracts are taxed as around 200,000 pensioners are paying too much tax.

Graduates risk halving their income in retirement if they delay saving in a pension until they are 30.