Retirement

Advisers should not have to put up with poor-performing SIPP providers.

Advisers could face regulatory repercussions if they fail to warn their income drawdown clients about the potential pitfalls of taking their tax free cash early.

Question: There seem to be some potential problems in valuing ULG's. I mean, the non-financial risk is a concern, there is no (what I am aware of) market for mortality exposure and longevity? If the benefits are linked to such events in a non-Symantec...

Question: Unsecured pensions seem far too much of a risky investment. What attractive alternatives do the panel suggest may be more suitable for a couple, in their late 50's, with no outstanding debt?

Friends Provident has unveiled a programme to encourage members to take a more active interest in their defined contribution scheme investments.

Question: Can I still buy an annuity after purchasing one of your income protection plans? What are the positives and negatives against such a move?

Question: I have found that Income Drawdown is a complex area of retirement planning and isn't suitable for my clients. I am however open to change and I am keen to investigate further opportunities for my clients. Can the panel each tell me what the...

The popularity of occupational pension schemes increased last year, despite the recession.

Question: I have found Income Drawdown funds and products from a variety of providers to be remarkably similar to a personal pension. What assurances can my clients receive that an Income Drawdown plan is a more viable option or separate alternative?...

Early auto-enrolment could increase pension pots by as much as 15% and help employers, industry figures say.