FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS
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Aims to 'unite industry'
Gongs for Hermes, EdenTree and Impax
Costs reduced gradually over time
One in five 'would never take advice'
Raise £2,000
Annual fee 0.9%.
'Missed opportunities'
'There remains much to be done'
Lisa used as 'top-up'
UK's poorest retirees most affected