Protection

Over half of British workers would not be able to manage financially if they were unable to work in the event of accident, illness or unemployment, according to research from Alliance & Leicester.

Customers are frequently sold inappropriate protection because adviser views are formed by product marketers and ease of sale, rather than fact find and suitability for client, according to the Income Protection Taskforce.

Legal & General has completed the rollout of its ‘new early warning system', which alerts advisers when premiums have not been paid on their clients' policies.

Symponia is in talks with the Financial Services Authority about the future of care fees planning advice, following letters of support from MPs for expanding the remit of CF8.

This was going to be a nice one to write. December's blog. It's been a decent year. Pension term has been a big success. Loads more advisers getting onto the benefits tele-underwriting can bring to them.

Aegon Scottish Equitable is the second provider to announce it will continue to process pipeline policies for pension term assurance.

Norwich Union is offering to continue the handling of pipeline PTA cases despite the recent changes announced by the Treasury.

A series of mortgage payment protection insurance clinics is being hosted by Securah - the partnership between Advent Solutions Management and Hitachi Capital - to help mortgage intermediaries increase sales of this type of product.

The Association of British Insurers has been forced to change the terms of its Statement of Best Practice on critical illness cover to make it clear two rare forms of cancer will be covered by the recent changes.

Following Wednesday's Pre-Budget Report announcement on the review of PTA, a host of adviser comments are still rolling in criticising the government and questioning what firms should do for clients with "pipeline" cases.