Mortgages

Despite today's Monetary Policy Committee's (MPC) decision to drop the base rate to 1.5%, key industry figures remain sceptical that the cut will have a major impact on mortgage deals.

A buy-to-let sourcing and portfolio management tool which allows users to submit and track the progress of their cases online has been launched by specialist brokerage Mortgages for Business (MFB).

Bank of Ireland (BoI) has announced it will no longer accept new residential mortgage business through the intermediary market.

A succession of base rate cuts failed to encourage homebuyers to take out variable products in the final months of 2008, a Legal & General (L&G) study suggests.

Mortgage brokers are successfully cross-selling as they search for fresh income streams in the credit crunch, research suggests.

Pink Home Loans has urged more lenders to launch mortgage products linked to the London Interbank Offered Rates (LIBOR).

The proportion of new mortgage deals requiring at least a 25% deposit has risen over the past month, climbing from 54% to 60%, according to the latest research from Moneyfacts.

UK house prices fell 16.2% last year with a drop of 2.2% in December alone, according to Halifax's House Price Index.

Our panel of industry experts debate the key issues the equity release industry has had to get to grips with over the past year as well as giving their predictions on how it will develop

Each month, we ask our industry to answer one big question!