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Author profile

Julia Rampen

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Articles by Julia Rampen

Mortgages

Legal aid cuts risk unjust fraud convictions, judge warns

Advisers and mortgage brokers accused of fraud could struggle to find a qualified lawyer under government plans to reform legal aid.

clock 04 June 2013 •

First time buyers

Older first-time buyers locked out of Help to Buy

Housing minister Mark Prisk has acknowledged older first-time buyers may miss out on the government's Help to Buy scheme.

clock 24 May 2013 •

Mortgages

Judges jail £740m fraudster for extra four years

The London property tycoon behind one of Britain's biggest mortgage scams has been given an extra four years in jail after judges ruled his sentence "too generous".

clock 17 May 2013 •

Economics / Markets

BoE must warn borrowers about future interest rate rise - economist

The Bank of England needs to remind the public and businesses that interest rates will one day rise again, a former Monetary Policy Committee member has warned.

clock 14 May 2013 •

Regulation

FCA warns on rogue 'self-cert' mortgage advice firm

The Financial Conduct Authority (FCA) has warned borrowers about an unregulated mortgage adviser promising self-certified and 100% plus LTV loans.

clock 14 May 2013 • 2 min read

RDR

Advisers should choose loyal clients over high end 'bloodbath' - L&G

Advisers operating post-Retail Distribution Review (RDR) must create enduring relationships regardless of whether they make a sale, a Legal & General (L&G) director has argued.

clock 09 May 2013 •

First time buyers

Help to Buy could fuel house price bubble

Help to Buy could push first-time buyer house prices up 20% to more than £150,000 by the end of 2015, a financial consultancy has warned.

clock 07 May 2013 •

Housing market

'Momentum' propels 5% jump in mortgage approvals

Lenders approved 5% more mortgages in March than the previous month to reach a monthly total of £7,646m in loans, according to British Bankers' Association figures.

clock 24 April 2013 •

Mortgages

MPs slam 'horrendous' mortgage guarantee scheme

The government's Help to Buy mortgage guarantee scheme could leave it open to high loan-to-value mortgage lending risk for years to come, MPs have warned.

clock 22 April 2013 •

Investment

A beginner's guide to investing

Are you new to the world of investing or simply looking for a refresher? We go back to basics...

clock 17 April 2013 •
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