Planet Insurance- Irish NHS remodelling

The recent AMII conference was no exception. While there are undoubted merits to such systems (indeed, they are much more common than our NHS model), it is usually assumed that the result would simply be a free market for PMI insurers with a much bigger business base. In fact, where co-payment systems are in place, this is very rarely the case. Rather, with “state partnership” come restrictions. Ultimately, the restrictions can become so onerous, as in France, that the system is more akin to a bank collecting money than insurance as we know it. We do not have far to look to see how...