Question: How can advisers help clients to minimise the impact of inflation on their retirement savings?

Nick Bladen is head of pensions marketing at Skandia A key part of the adviser's role is not just assessing the client's individual attitude to risk, but helping them to understand the very real risks posed by inflation. By balancing the two, the adviser and client can set realistic investment objectives. Once a retirement portfolio has been constructed, it should be reviewed regularly. At each review, inflation also needs to be considered so that it is monitored and understood throughout the entire life cycle of the pension. The decisions made at retirement are another key milestone wh...