Ask the Experts: the future of unit-linked guarantees

Answer - Colin Bell, European variable annuity product director, Aegon I think that these products will increasingly become an accepted part of the retirement income space. For pension assets, we know that defined contribution (DC) plans will become the main pension vehicle for the private sector, with individuals shouldering a variety of risks that employers once carried. I strongly suspect that (if they understood more about the risks and potential solutions) individuals would like to transfer some of this risk away and give themselves more certainty - but not at the expense of lo...