How will personal accounts affect existing pension provision? How can advisers prepare for 2012?

Edmund Downes, Aviva: The truthful answer is that we don't really know what the impact of Personal Accounts on existing pension provision is going to be. There are a number of variables which prevent certainty. Most of these we can't control and are not yet known. Examples of these on a macro level are: What will be the attitude of consumers and employers towards pension savings? Will the media be supportive or antagonistic towards Personal Accounts? What will the economy look like in 2012? And, Will the scheme be identified with popular or unpopular Government policies? On ...