Advice

Emma, 28, works for a local firm and earns £23,000. She lives in a flat with Mia, her seven-year-old daughter. Emma bought her flat three years ago and has an outstanding mortgage of £65,000. She is a non-smoker, in good health and has savings of £3,000,...

Caroline, 25 and Ben, 26 would like to purchase private medical insurance (PMI) cover. Being a young couple on a tight budget, they want to keep costs as low as possible and can currently afford a maximum monthly premium of £50 each. Ben, a smoker,...

Helen Jeffreys is 27 and following the purchase of her first property, with a mortgage of £100,000, is looking to purchase a critical illness plan. Helen is a non-smoker and in good health, however, her mother was diagnosed with multiple sclerosis aged...

Mrs Roberts is a 65-year old widow. She is in good health, but wants to make sure she can still leave an inheritance for her family should she need care in a nursing home. The nursing home she would choose to enter should she need it currently costs...