Ask the Expert

Question: What needs to be done to help employers that are currently without an occupational scheme meet the requirements of the new rules? Are personal accounts the best option or could group personal pension alternatives offer a better solution?

Question: Is there any problem with a director of a AIM company, who owns 8% of the company, making an in specie contribution of his shares to a SIPP? His unrelated co directors own the majority of the equity in the business.

Question: Is there an easy way for Sipps to buy commercial property in India as their government doesn't recognise Sipps? Someone suggested using an offshore company that the Sipp takes a share in, but the % ownership and the costs are quite prohibitive...

James Hay: "A SIPP cannot lend to a SIPP member or anyone connected to the member e.g. relative, ...

Neil MacGillivray, James Hay: "In my view, there are two main reasons why advisors are avoiding re...

Question: Does the increasing scrutiny by our regulator around the transparency theme give real concern to SIPP providers in today's world? Can they afford to gear themselves up for real change?

Question: I notice these questions have been waiting on answers for a few days now. is this perhaps an indication of service levels one might expect when placing business with such companies!! Service standards have never been excellent as a general...

Question: We sell overseas investment properties and have had conflicting views from different developers regarding the current position for buying such properties via a SIPP. I appreciate that, in any event, no personal use would be allowable, but what,...

Question: I have recently, over the period of the last three years, been dealing with a case of a pensions sharing order for which the actuaries calculated (2006) that if the wife was granted 100% of her husband's pension rights in a final salary scheme...

Mary Stewart, Hornbuckle Mitchell: "The whole ethos of self-investment is that the member is in c...