AXA IoM's Estate Planning Account


Our product crunchers analyse AXA Isle of Man's Estate Planning Account

The Estate Planning Account (EPA), from Axa Isle of Man, is an offshore single premium unit-linked Capital Redemption Bond combined with a trust, which can reduce your client's potential IHT liability. Trustees are appointed to invest and manage the money on behalf of the beneficiaries. There are two types of trust available: - Absolute trust: beneficiaries are chosen at the start and the trustees cannot change them. - Discretionary trust: the trustees have the power to decide who is to benefit from the classes of potential beneficiary.* The way the trusts are taxed is dependent on wh...

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