Upping the ante

At the Association of British Insurers Protection Committee's recent meeting on how to improve the current income protection offering, five key areas emerged where people believed more work is needed. One of those areas was raising standards of advice. While I couldn't agree more, it is vital the industry does not just start pointing a finger at intermediaries for not delivering enough but rather see what can be done to help advisers become even more knowledgeable. Education is key here. While a basic-level exam on protection already exists, there are currently no specialist advanced-...