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The plan aims to provide the life assured with a regular benefit if they suffer illness or injury an...

The plan aims to provide the life assured with a regular benefit if they suffer illness or injury and are unable to work, leading to a loss of earnings. The benefit can replace lost earnings or, if the insured life is a houseperson, it can, for example, be used to cover additional expenditure. Minimum acceptable monthly premium: The minimum monthly contribution would depend on the age of the applicant. For an individual aged 30, the minimum monthly contribution would amount to: n £3.60 for day one cover n £2.88 for four weeks deferred cover n £2.42 for eight weeks deferred c...

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