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Intermediaries working in the long term care (LTC) market must have one of the hardest jobs in finan...

Intermediaries working in the long term care (LTC) market must have one of the hardest jobs in financial advice. The complexity of the products, coupled with the ever-changing rules on State benefits affecting this sector makes LTC a market impossible to just dip in and out of. The needs of clients in this sector are equally complex. It is not just about recommending a suitable product, it is about looking at the whole range of needs in retirement – both financial and emotional – and planning the best route to safeguard health, wealth and independence. Those advisers serving the marke...

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