Making the most of your capital, and limiting inheritance tax, could mean contributing to someone else's pension scheme.
The tax-free nature of pension contributions has made the idea of putting your hard earned money away for the next few decades a lot more palatable. In fact, tax relief is viewed by many as the most important...
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PARTNER INSIGHT: For many advisers, outsourcing to a multi-manager or discretionary fund manager makes sense, allowing them to focus on the adviser-client relationship
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An added tier of asset management can of course deliver additional benefits for certain investors, writes Graham Bentley - just be sure you can justify it to the regulator and, especially, the client