The pension IHT guidance gap and what advisers should do about it

People are making big decisions about their estates now, not in spring 2027 when HMRC plans to publish its full guidance on how pensions will be brought into the IHT net. And while it's good to see people thinking ahead, too many of these decisions are being shaped by social media influencer advice, artificial intelligence searches, and half-understood headlines about pension tax grabs. The recent HMRC clarifications confirmed that full operational guidance won't arrive until spring 2027, just weeks before implementation and when clients have many other financial priorities like ISA d...