Opportunity in unsettling times: Four pre-Budget planning steps

Tax allowance, pensions, ISAs, investment bonds

clock • 6 min read

Playing financial "whack-a-mole" based on rumour can lead to mistrust in our market. When we're looking to create a plan, we're looking not just at now but the long game. So what can we do pre-Budget? Julia Peake shares her insight...

The Autumn Budget is on 26 November 2025 and given the current state of the economy, we're expecting some announcements to help stabilise finances and drive growth. What those changes will be, we'll need to wait and see. As the political party conference season concludes, we may start to see some policies drip-fed out, with more detailed announcements in the weeks prior to the Budget. There could also be further announcements when Scotland and Wales deliver their Budgets. Given the timing of the UK Budget, this is unlikely to happen before January 2026. As we've already seen from t...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Watch on-demand: IHT on pensions from April 2027 – what financial planners need to know

Watch on-demand: IHT on pensions from April 2027 – what financial planners need to know

Catch up on Tuesday's webinar on pensions being brought into IHT's scope

Professional Adviser
clock 26 September 2025 • 1 min read
IHT advice demand to surge as advisers rethink decumulation strategies

IHT advice demand to surge as advisers rethink decumulation strategies

PA talks to BNY IM head of retirement Richard Parkin

Jenna Brown
clock 24 September 2025 • 5 min read
From A-Day to mayday: 20 years on and the government is still missing the point on pensions

From A-Day to mayday: 20 years on and the government is still missing the point on pensions

'Barring a political earthquake, IHT on pensions is here to stay'

Lee Halpin
clock 18 September 2025 • 3 min read